If you have never ordered checks online, then you may have some questions about the process and what to expect. We have compiled a list of the most frequently asked questions and answers to those questions.
What is the difference between checks ordered online and checks I get from my bank?
As far as the checks themselves, not much other than price. When you order checks online you are getting them directly from a check printing company, just like your bank uses. Checks ordered online meet certain universal standards established by the American National Standards Institute (ANSI) used in the financial and retail industries. Checks offered through this site meet or exceed all ANSI standards. These are the very same standards any printer who contracts with a bank must follow.
How do you charge less than banks charge?
Simple, you are cutting out the middleman – your bank. All banks offer to sell checks as both a service and a way to make money. The way it works is your bank hires a printer to produce the checks, marks up the price, and sells it to you. As a result, your bank’s price for checks has been marked up twice – once for the printer and once by the bank. When you order checks online, you are ordering directly from the printing company.
Can my bank refuse to process checks that I do not order through them?
Provided your checks meet ANSI standards, your bank cannot refuse to honor checks that you purchased elsewhere. All checks offered through this site meet those standards.
Is it safe to order checks from somewhere other than my bank?
Yes it is. Your orders are processed using a Secure server and the same standards that are followed by your bank’s contracted printer are followed or exceeded.
Do checks have security features to prevent and detect check fraud?
On checks you will see a small picture of the lock, which is to the right of the word “Dollars”. If you see that symbol, it indicates whether the check contains security features to prevent and detect check fraud. If you see the icon, some of these security features include:
- micro-security print: a very small print that “breaks up” if a photocopy is made of a check
- chemical protection and erasure protection: a produces that produces spots or stains or spots if someone tampers with your check.
- security screen: on the back of each check signals an “Original Document” from a reproduction.
- Other features are not disclosed to provide even greater protection. All security features exceed financial industry requirements.
What is an MCIR sheet?
An MICR Specification Sheet is a form that provides the proper numbers and spacing so your checks will scan correctly at your financial institution. Your local bank branch has all the details, and customer Service can also help. 1-800-562-8768
Is there a place for my phone number, license number or other information on my check?
On the order form, just use the area marked “other” to include this information.
When do I get my checks?
Delivery is through the mail and is usually equal to or faster than when you order checks through a bank. However, actually delivery time depends on the shipping method you select. The basic UPS shipping is between 10 and 17 business days from order to delivery. You also have the option of overnight shipping and expedited UPS delivery which is between 3 and 6.
How do I check the status of my order?
If you want to check the status of your order online, just go to the status page and verify your identity. You will then receive information about your order.
Are the colors on screen exactly the same as the checks?
That depends, in large part, on your monitor. Every effort is made by the check printer to represent images of checks accurately. Due to the wide range of computer monitors and color displays, however, you should consider the colors you see on your screen to be representational.
If you did not find the answer to your question, you are welcome to contact us.